Doha: QNB Group’s net profit for the first nine months of the year reached QAR12.8 billion, marking a 1% increase compared to the same period last year.
According to Qatar News Agency, the data posted on the Qatar Stock Exchange website indicated that the Earnings per Share (EPS) amounted to QAR1.31 as of September 30, 2025, up from QAR1.28 for the same period in 2024.
The total assets of QNB Group increased by 9% to QAR1,389 billion (USD382 billion), primarily driven by an 11% growth in loans and advances, which reached QAR1,001 billion (USD275 billion). Customer deposits also saw a 6% increase, rising to QAR963 billion (USD264 billion) from September 30, 2024.
QNB Group’s efficiency ratio, which measures cost to income, stood at 23.3%, one of the best ratios among large financial institutions in the Middle East and Africa (MEA) region. The ratio of non-performing loans to gross loans was 2.9% as of September 30, 2025, indicating the high quality of the Group’s loan book and effective credit risk management.
Additionally, the loan loss coverage ratio was at 100%, reflecting QNB Group’s prudent approach towards managing non-performing loans. The total equity of the Group increased by 7% from September 2024, reaching QAR121 billion (USD33 billion). The Earnings per Share reached QAR1.31 (USD0.36), and the Capital Adequacy Ratio (CAR) as of September 30, 2025, amounted to 19.5%.